Terms and Conditions
These terms govern your use of the SMH Associates website and any materials published here. By using the site, you agree to them.
Last updated: 2 NOVEMBER 2025
1. Agreement to Terms
By accessing or using this website (the “Site”) of SMH Associates, Inc. (“SMH”, “we”, “us”, or “our”), you (“you”, “user”, or “visitor”) agree to these Terms of Service (“Terms”) along with our Privacy Policy and any other policies posted on the Site. If you do not agree with any of these Terms, please do not use or access the Site.
2. Changes to Terms
We reserve the right to update or modify these Terms at any time in our sole discretion. We will post the revised Terms on this page and update the “Last Updated” date. Your continued use of the Site after changes are posted constitutes your acceptance of those changes.
3. Use of the Site
You agree to use the Site only for lawful purposes and in accordance with these Terms. You must not:
• violate any applicable law, regulation, or third-party rights;
• with or disrupt the operations of the Site;
• attempt to gain unauthorized access to our systems or networks;
• transmit viruses, malicious code, or otherwise impair the Site’s functionality.
4. Professional Advice Disclaimer
Information on the Site (including blog posts, articles, or downloadable resources) is provided for general informational purposes only and does not constitute legal, tax, accounting or other professional advice. Use of the Site or any content does not create an accountant-client relationship. You should seek independent professional advice tailored to your specific circumstances.
5. Intellectual Property
All content on the Site (text, graphics, logos, images, software) is owned or licensed by SMH and is protected by intellectual property laws. You are granted a limited, non-exclusive, revocable license to view, download or print content for personal, non-commercial use only, provided you retain copyright and other notices. Any other use without our express written consent is prohibited.
6. Third-Party Links & Tools
The Site may include links to third-party websites, tools or resources. These links are provided for convenience and do not constitute endorsement. We are not responsible for the availability, content, or practices of these third parties. Your use of any third-party services is at your own risk.
7. Limitation of Liability
To the fullest extent permitted by law, SMH, its officers, directors, employees and agents shall not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits, data or other intangible losses arising out of or related to your access or use of the Site or its content—even if advised of the possibility of such damages.
8. Indemnification
You agree to defend, indemnify and hold SMH and its affiliates harmless from any claims, liabilities, losses, damages or expenses (including attorneys’ fees) arising out of your breach of these Terms, your misuse of the Site, or your violation of any rights of a third party.
9. Governing Law & Dispute Resolution
These Terms shall be governed by the laws of the State of California without regard to conflict-of-law rules. Any dispute arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in Santa Clara County, California.
10. Severability & Waiver
If any provision of these Terms is held to be invalid or unenforceable, that provision shall be modified to the minimum extent necessary so that it becomes enforceable, and the remaining provisions shall remain in full force and effect. No failure or delay by SMH in exercising any right under these Terms shall constitute a waiver of that right.
11. Contact Information
If you have questions about these Terms, please contact:
SMH Associates, Inc.
3000 Scott Blvd., Ste 107
Santa Clara, CA 95054
Email: info@smhassociates.com